Here is an actual visual example of what I am about to discuss:
Problem: I have people constantly coming to me wanting to buy cards for stars or to put them in contact with someone who will sell cards for stars. I have contacts for this, but if I put them in touch, then I will have to compete with them for trades and with the current vaults only giving purple packs, these trades are hard to find. Additionally, the majority of them cannot pay stars in a single day, and because stars for cards trades are in such high demand, almost everyone requires you pay all the stars in a single day.
When I do find someone who has only golds and wants to sell fives, I recruit them as a trading partner. I send them 40 stars, which is currently about 10 stars above the market rate, and they send me fives. I don't have to find these rare trades. I tell them that I want a trade relationship, not a one time trade. This benefits them, as I pay above standard and it benefits me, as I have trusted and reliable trading partner. Once you have this, you can trade on credit and do not have to both be on Discord at the same time to trade, and no one has to worry about being scammed. They don't have to find a bunch of trades, which is time-consuming. I am there bunches of trades. It is convenient in many ways.
However, sometimes there are no trades to be found, and sometimes there are more partners than I can take on, so I lose the potential partner.
So,
Problem A is: I cannot easily help people needing to trade stars for a five star card.
Problem B is: I lose potential partners because I do not have capacity to trade with them and then when my current partners albums close, I am left with no trades available.
Solution:
I establish myself as a trade bank. In my case, the bank's goal is to break even, not make stars or cards.
It would work like this:
When I find someone who is a potential trading partner, if I don't have capacity to get them in my network using the method I described above, I would pull them in anyway. I will call this potential partner Paul. I would tell Paul that I am going to start sending him stars, and when I get to 40, the next five star card he gets is mine. I am prepaying for it. If he agrees, then I would contact someone who wants to trade stars for cards. I will call this someone Peter. I would asked Peter to send Paul 15 stars.
Later, when I need to send Paul or another trading partner more stars than I have capacity for, I would call Peter again and ask for 15 more.
The deal with Peter is that once he sends 40 stars (per my request), I owe him a five star card, payable immediately. Also, if he decides he wants to end the relationship, I would immediately have to refund any stars he had banked with me.
In this way, I am trading well above my capacity, but I am not keeping the extra cards. They are just passing through me. I get all the contacts and I only pull Peter in when I am overloaded. I don't lose potential trading partners, which is good for me and Peter gets to trade stars for five star cards, even though he is not able to send all of the stars the same day, and may not be able to find the trades himself. It is a win/win/win. I win / Peter wins / Paul wins.
If you want to trade stars for cards, for you, it is this simple:
1. I would periodically ask you to send 15 stars to someone (or 12 or 9, or whatever you have when asked).
2. you would take screenshots of the sends with the OK button to prove they received.
3. I would keep record of all stars sent, and you should as well.
4. Once you reached 40 stars sent, I would owe you a five star card, payable immediately.
5. Any left over stars would apply to the next card.
6. You would never have to send anything when requested. How much you send would be completely up to you.
7. I would NEVER make profit on the stars. I am giving you a card for 40 stars and it cost me 40 to acquire the card. If, for any reason, I violated my standard (which is I pay 40 stars for a five, regardless of what the seller is asking for it), then I would discount the card to the person who received it. Of course, you would have to trust that I am actually doing that, but think of this way, if I were buying and selling at a higher price, you would still be getting what you wanted, a five star for 40 stars. I will tell you, though, I would never buy a card and sell it at a higher price, as that violates my personal monopoly ethics.
One more thing: any trade I execute, initiate or broker, I insure. If I am involved in any way and anyone gets scammed or finds themselves in a dispute, I will make both sides happy with the transaction, even if I have to cover both sides. If you trade with me, you are happy with the trade, both now and in the future, which is another one my monopoly trading ethics.
Addendum
I executed on this today. I owe someone 200 stars. Two days ago, I owed someone else 170 stars. Obviously, that is more stars than I can supply(though paying in three star cards, with a 50 card per day receive limit allowed, a person can only receive 150 stars per day).
Their album is about to close and they are offloading their cards. They sent them to me, and now I have to pay for them. The trading network is allowing that to happen. These were prestige cards, hard to come by, and I paid 50 stars each. The in network trading partners are getting regular cards for 40 each, the 40 I paid. If not for them, I would have lost the trading resource getting me the prestige cards.
Expectations:
After starting this, I got more contributors than I expected. Some days, 15 IGNs will pay one creditor for a bulk trade. I have to have checks and balances so in case there is a discrepancy in what I believe was sent and what the creditor believes they received. In the event of a dispute, I insure the trade, so if it cannot be resolved I will go with whatever the creditor believes, even if I know it to be inaccurate.
I log the date, the IGN, how many stars were sent and how many cards were sent.
I need screen shots of the sends, as a second validation.
After every send, I will send you a current log of all of your activity, so you have a proof of what happened, and I have proof that I told you what I thought the status was.
From the spreadsheet above the contributor can see that I owe him a five star card and once paid, he will have a credit of five stars toward the next card. At any time, he can require a refund of any remaining stars.
And I send something like this to the creditor (this is a real ledger):